MERLOT Materials

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This course was produced by a generous grant from the Certified Financial Planner Board of Standards and by the Distance... see more

The Federal Trade Commission website on consumer education addresses money and credit, homes and mortgages, health and... see more

This is a commercial site that enables you to calculate the cost of living differences between two cities.

Save thousands of dollars in interest by increasing your monthly mortgage payment. This calculator shows you how much you... see more

Want less stress? More happiness? Learn how to manage your finances! How do you make a budget? What's an index fund? Why... see more

On MSN's Money Central site under the Investing category there is a Portfolio Manager. This Portfolio Manager allows you... see more

This calculator allows the user to enter the income desired at retirement, income from Social Security and pension, and... see more

The U.S. Mint offers some savings and investment calculators to determine such issues as: compounding interest, how to... see more

This technology-rich lesson plan helps high school students understand the concepts of simple and compounding interest.... see more

"Being financially successful means you are in control of your money instead of it controlling you." This site provides... see more

In this lesson plan, students will learn how using credit differs from paying in cash, by check, or by debit card. They... see more

This is series of audio lectures on financial calculations. It includes information on present value and future value,... see more

This site contains links to PowerPoint slides and text files (speeches) that coincide with each presentation. Current... see more

In this simulation, you will take on the role of Scott Newberry in order to learn how to claim the child tax credit and... see more

In Simulation 10A, you will take on the role of Jon Stillman in order to learn how to claim the American Opportunity... see more

In this simulation, you will take on the role of Judy Hood in order to learn how to claim the Lifetime Learning Credit... see more

Credit rating agencies (CRAs) play a central role in the debt (bond) markets of many countries. CRAs have also attracted... see more

We find that small business credit scoring (SBCS) is associated with expanded quantities, higher average prices, and... see more

There is a very high degree of risk involved in trading. Past results are not indicative of future returns. The author,... see more

This paper will explore how the financial regulatory structure propelled three credit rating agencies -- Moody's,... see more

The American Institute of Certified Public Accountants Foundation (AICPA Foundation) provides the Penny Wise lesson plans... see more

This site contains a number of calculators that deal with taxes. Examples include: 1040 Tax Calculator, Self-employed... see more is a free educational website. It contains a wealth of information including videos explaining a... see more

This is a 10 question quiz that asks questions about investments. For each multiple choice response an explanation is... see more